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Minnesota Life Insurance

Minnesota life insurance is not strictly regulated. However there are few statutes that are in place for the protection of consumers.

One of these statutes is the one month grace period on late premium payments. An individual's coverage will not be cancelled as long as the account is brought current within the grace period.

Another form of consumer protection is that the insurance company is required to pay interest on any claim from the date of an individual's death until the settlement date. The interest rate increases if they fail to pay the proceeds within 60 days.

Finding the right life insurance company is very important. If you get the wrong coverage you or your family might not have enough to meet your financial needs in the case that the unthinkable happens. On the other hand, you could end up paying more than necessary.

Be sure to shop around and compare rates and services offered by your insurance company.

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