Florida Car Insurance Laws and Regulations
Paid Surveys


Know the Law. Be Safe.

Learn More: Read info to the right >>


Auto Insurance Quotes!


Click Here to add our Review Site to your Favorites!

Florida Auto Insurance

Requirements of Motorists under FL State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

Jump to Florida Law Section:
· Health · Life · Homeowners · Renters

Jump to More Info on:
Auto Insurance · Health Insurance · Life Insurance ·
Homeowners Insurance · Renters Insurance

Florida Car Insurance Requirements

Coverage Minimum - *10/20/10

Coverage Explanation - Car insurance coverage in Florida must provide a minimum of $10,000 for injury liability for one person in an accident, $20,000 for all injuries in an accident, and $10,000 for property damage in an accident.

*Only property damage liability is compulsory in Florida.

Read our review on Lowering your Auto Insurance

Get FREE Insurance Quotes Now

Important Florida Auto Insurance Laws!

1. All vehicles registered or operated in FL are required to be covered by a liability insurance policy issued through a Florida agent with an insurance company licensed to sell in Florida.

2. You are required to carry insurance if you have a valid Florida tag, even if the vehicle is in another state or inoperative. There are no exemptions in the law.

3. If you have been involved in a crash, or been convicted of certain offenses, you may be required to purchase bodily injury liability coverage (BIL). Check with your agent.

4. Vehicles used as taxicabs and limousines are exempt from the mandatory personal injury protection and property damage liability insurance coverage.

However, if you cause a crash, and you do not have full coverage including bodily injury liability at the time of the crash, under Florida auto insurance law you must purchase insurance with full liability coverage and meet other requirements.

Read our review on Lowering your Auto Insurance

Get FREE Insurance Quotes Now

Other Related Reviews:

Health Insurance Information Group Health Insurance Information
Renters Insurance Information Homeowners Insurance Information
Auto Insurance Information
Business Insurance Information Mortgage Quotes




PuraVida Holdings

PuraVida Holdings