Arkansas Car Insurance Laws and Regulations
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Arkansas Auto Insurance

Requirements of Motorists under AR State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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Arkansas Car Insurance Requirements

Coverage Minimum - 25/50/25

Coverage Explanation - Car insurance coverage in Arkansas must provide a minimum of $25,000 for injury liability for one person in an accident, $50,000 for all injuries in an accident, and $25,000 for property damage in an accident.

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Important Arkansas Auto Insurance Laws!

1. All vehicles registered or operated in AR are required to be covered by a liability insurance policy by a company licensed in the state of Arkansas.

2. Under Arkansas Law, you are not required to carry Uninsured Motorist or Underinsured Motorist insurance. However, it will be included in any insurance package -unless you specify (in writing) that you reject it.

3. Under Arkansas auto insurance law, if you cannot obtain auto liability insurance through the voluntary market, you may have your agent apply for coverage for you through the Assigned Risk Plan.

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